Optimize Your 401k Savings Today

Wealth Planning™

Planning for your retirement can feel overwhelming, especially when it comes to understanding your 401(k). At Holistic Wealth Planning®, we offer complimentary 401(k) reviews that provide clarity, strategy, and personalized advice. Whether you need help optimizing your current plan or managing prior 401(k) accounts, we’ve got you covered.

Contact us for your 401(k) Review

Why You Need a 401(k) Review

Most individuals don’t fully understand the investment options within their 401(k) or whether their portfolio aligns with their long-term goals. Without regular reviews, your savings may not perform at their best, and you could miss key opportunities. With our 401(k) strategy, we ensure your retirement plan is aligned with your financial objectives and adaptable to market changes.

Our Complimentary 401(k) Consultation Process

Our complimentary 401(k) review goes beyond surface-level analysis. We conduct in-depth 401(k) reviews every six months to ensure your investments remain aligned with your financial goals. On average, we recommend two adjustments every five years—ensuring your strategy evolves as your needs change.

Here’s what our 401(k) consultation involves:

401(k) Statement Review: We examine your current investments to identify risks, gaps, or missed opportunities.
Investment Option Analysis: We assess the full range of options available in your plan to make sure they align with your goals.
401(k) Management Advice: Get tailored 401(k) advice to optimize performance.
Personalized Recommendations: Every six months, we reassess your portfolio and recommend adjustments as needed.

Should You Roll Over a Prior 401(k)?

If you have an old 401(k) from a previous job, you may be wondering whether to roll it into your new employer's plan. As an independent advisor, Holistic Wealth Planning® offers 401(k) rollover guidance with more flexibility than employer-sponsored plans. We typically recommend rolling over prior 401(k) accounts into an IRA, which gives you access to a broader range of investment options.

With an IRA:

Greater Investment Flexibility: Access to diverse investment vehicles beyond your 401(k)'s limited options.
Simplified Management: Keep your retirement savings in one place with expert oversight and personalized strategy.
Customized Advice: Align your rollover strategy with your unique retirement goals.

Benefits of 401(k) Management with Holistic Wealth Planning®

Independent, Unbiased Advice: We’re not tied to specific funds or providers, so our recommendations are always in your best interest.
Regular Portfolio Reviews: Your plan is assessed every six months to ensure it remains on track.
Tailored Investment Strategy: We ensure your 401(k) strategy is aligned with your evolving financial goals.

Frequently Asked Questions

How often should I have my 401(k) reviewed?
We recommend reviewing your 401(k) every six months. Small adjustments made over time can lead to significant gains and ensure your plan evolves with market changes.

Can I roll over a prior 401(k) into my current plan?
While it's possible to roll over old 401(k) accounts into a new one, we often recommend rolling them into an IRA for better investment flexibility. This gives you access to a wider range of investment options and personalized management.

Can I make changes to my 401(k) after the review?
Absolutely! We provide personalized recommendations, and on average, we suggest two changes every five years to ensure your portfolio remains optimized.

Get Your Complimentary 401(k) Consultation Today

At Holistic Wealth Planning®, we believe in empowering you to take control of your financial future. Our complimentary 401(k) reviews are designed to help you optimize your investments, manage prior 401(k)s, and make strategic decisions with confidence.

Schedule your 401(k) consultation today to take the first step toward smarter retirement planning!

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